Debt-Financed Homeownership: Risks, Rewards, and Future Prospects

Explore the complexities of debt-financed homeownership in this thought-provoking conference talk featuring expert speakers Sarah Rosen Wartell and Paul Willen. Delve into critical questions surrounding homeownership's impact on household wealth, associated risks and rewards, and necessary reforms for achieving affordable homeownership and financial stability. Examine key topics including the housing bubble, cultural mindsets, innovative products like rent-to-own schemes, supply constraints, manufactured housing, and consumer protection. Gain valuable insights into the future of homeownership and its potential effects on financial security through this comprehensive discussion led by industry professionals.

Introduction
Ray Saylor
Where Did We Go Wrong
The Bubble is the Event
The Challenge is a Cultural Mindset
A Major Theme of the Conference
Innovative Products
Rent to Own
SupplyConstraints
Manufactured Housing
Consumer Protection
Manufactured Homes