Can Consumers Change the Business of Health Insurance? - TED

Explore the impact of healthcare consumerization on health insurance in this 58-minute TED talk. Examine the shift from business-to-business to business-to-consumer models in health insurance, discussing its effects on businesses, consumers, and healthcare costs. Delve into topics such as increased consumer choice, health as a service, insurance independence, and the role of technology in healthcare decision-making. Analyze the drivers of consumerization, its influence on behavior change, and the potential for data-driven healthy habits. Consider the accessibility of healthy options across income levels, the politics of healthcare, and innovation in the industry. Evaluate the pros and cons of consumerization, the effectiveness of healthcare navigators, and the relevance of these changes to various stakeholders. Gain insights into the future of health insurance and its potential to transform healthcare delivery in the United States.

Introduction
More choice today than ever before
Health as a service
What is Insurance Independence
How do I know which app is the best
How are companies reaching consumers
What are the drivers of consumerization
How is it changing peoples behavior
How insurance and data can lead to healthy behavior
Are healthy meals available to all income levels
How does consumerism change behavior
Consumer choice
Making a difference
Data accessibility
Politics and health care
Innovation in health care
Downsides to consumerization
Who should be in the driver seat
Are navigators effective
Insurance companies are not interested in tools
Consumerization
Relevance
Next Steps
Most Important Thing
Conclusion