Safeguarding Customer Credit Card Data: PCI Compliance

Get a high-level introduction to how payments get from consumers to merchants, the risks associated with theft or compromise of credit card data, and PCI compliance standards.

Introduction

• Safeguarding credit card data

1. Credit Cards and Payments: Behind the Scenes

• Credit cards: How payments work
• Merchants and consumers
• Banks, payment processors, and card brands
• What's on a card and why
• Stolen cards: Where do they go
• Tokenization

2. Physical Payment Transactions

• Card-present transactions
• Magnetic swipe vs. chip and pin/sig
• Physical card skimmers
• POS breaches
• Alternative physical payments

3. Online Payments

• Card not present: How does it work?
• Card on file
• The risks of taking payments online
• Impact of chip cards
• E-skimming

4. What about PCI Standards?

• What are the PCI Standards?
• Reporting levels and becoming compliant
• ROCs and SAQs
• AI and PCI compliance

Conclusion

• Next steps for PCI compliance and safeguarding payment data