How to Save Money: Making Smart Financial Decisions

This course is for people:

• Who know they need to save but not how much.
• Who don’t know whether it would be better to put $100 in an IRA or to pay off $100 of their credit card balance.
• Who have never read their credit report.
• Who have both low auto insurance liability coverage and a low deductible.
• Who don’t know their liability coverage.
• Who don’t know what liability coverage is.
• Who would ever consider leasing a car instead of buying.
• Who own stocks but not mutual funds.
• Who own mutual funds but not index funds.
• Who don’t know what index funds or Exchange Traded Funds (ETFs) are.
• Who don’t know how much they are paying in mutual fund fees.
• Who are considering hiring a financial advisor.
• Who wonder how much savings they will need to retire.

You will learn the basics of personal finance: how to balance spending and saving, which debts to pay first, what insurance you need and don’t need, how to invest for retirement and other long-term goals. In addition to watching online lectures, you will be shown how to do practical “homework” assignments, including looking up the fees on mutual funds and requesting a free credit report.